TAL's Health Sense Plus Now Covers Income Protection
TAL's Health Sense Plus Now Covers Income Protection
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In a strategic move to make life insurance more relevant to younger Australians, TAL has expanded its Health Sense Plus program to encompass income protection policies.
This initiative allows advisers to offer clients enhanced value through a straightforward preventative health engagement.
Effective from 8 August 2025, new income protection policies submitted via TAL's adviser platform will automatically receive a 5% Health Sense Plus discount for the first two years. Existing TAL customers will gain access to this benefit starting in October.
Aaron Newman, TAL's General Manager of Individual Life Product, stated that this expansion reinforces TAL's commitment to integrating wellbeing into product design. He emphasized that it provides advisers with additional opportunities to support customer retention and enhance product value.
By broadening the scope of Health Sense Plus, TAL aims to encourage proactive health management among policyholders, potentially leading to better health outcomes and reduced claims. This approach not only benefits customers through premium discounts but also contributes to the overall sustainability of income protection insurance.
For individuals considering income protection insurance, this development underscores potential benefits when engaging with insurers that offer programs promoting health and wellbeing. Such initiatives can provide financial incentives and support a healthier lifestyle, aligning with the needs of Australians seeking comprehensive income protection solutions.
Published:Friday, 2nd Jan 2026 Source: Paige Estritori
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Knowledgebase
Depreciation: The reduction in the value of an asset over time, used in insurance to calculate the actual cash value of property.
