Farm Insurance NZ :: News
SHARE

Share this news item!

Insurers Highlight Elevated Road Risks Amid Holiday Freight Surge

Insurers Highlight Elevated Road Risks Amid Holiday Freight Surge

As the Australian summer school holidays approach, insurers and transport specialists are raising concerns about heightened road risks resulting from the convergence of increased holiday travel and peak freight activity.
This period sees a significant uptick in both passenger vehicles and heavy trucks on the roads, amplifying the potential for accidents and necessitating heightened vigilance among all road users.

Recent data from the National Truck Accident Research Centre (NTARC) reveals that in 85.7% of fatal crashes involving a car and a heavy vehicle, the truck driver was not at fault. This statistic underscores the critical need for private motorists to exercise caution and awareness when sharing the road with commercial fleets.

Aaron Louws, NTI's Supply Chain Technical Manager, emphasised the importance of understanding the operational differences between trucks and cars. "Trucks operate very differently to cars – they have larger blind spots and require longer distances and more time to slow down. A little patience on the road really can save lives. Being extra cautious on rural roads and driving within speed limits, and to conditions can help avoid putting anyone in a dangerous situation," Louws stated.

Fatigue is another significant concern during the holiday season. With many families embarking on long-distance journeys, often on unfamiliar or regional roads, the risk of driver fatigue increases. Louws advised, "Taking the time to plan your journey, schedule rest breaks, and stopping when you feel tired is critical. There’s no quick fix for fatigue; the only real way to recover is sleep."

The holiday period also coincides with a surge in freight and parcel deliveries. In the November–December period last year, Australians lodged 103 million shipments, with a substantial portion destined for residential addresses. This surge results in more heavy vehicles and delivery vans operating on suburban and regional streets, as well as major roads, further increasing the complexity of traffic interactions.

For fleet operators, this period presents unique challenges. The combination of increased traffic volumes, extended driving hours, and heightened delivery demands necessitates robust risk management strategies. Implementing comprehensive fatigue management systems, ensuring vehicles are well-maintained, and providing drivers with adequate rest periods are essential measures to mitigate risks.

Insurers are also playing a proactive role by offering guidance and resources to both commercial and private drivers. Emphasising the importance of patience, adherence to speed limits, and understanding the operational characteristics of heavy vehicles can contribute to safer road environments during this busy period.

In conclusion, the holiday season's intersection with peak freight activity calls for a collective effort from all road users. By fostering mutual respect, understanding, and caution, the risks associated with increased road traffic can be effectively managed, ensuring a safer holiday period for everyone.

Published:Sunday, 4th Jan 2026
Source: Paige Estritori

Share this news item:

Insurance News

nib Health Insurance Premiums to Rise by 5.79% in 2025 nib Health Insurance Premiums to Rise by 5.79% in 2025
05 Jan 2026: Paige Estritori

nib holdings limited has announced an average increase of 5.79% in health insurance premiums, effective from 1 April 2025. This adjustment reflects the insurer's response to escalating healthcare costs and heightened utilisation of medical services. - read more
Enhancing Digital Integration: ADHA's Plan for Allied Health Professionals Enhancing Digital Integration: ADHA's Plan for Allied Health Professionals
05 Jan 2026: Paige Estritori

The Australian Digital Health Agency (ADHA) has introduced the National Allied Health Digital Uplift Plan, a strategic initiative designed to bolster the digital capabilities of allied health professionals across the nation. This plan aims to facilitate seamless sharing of health information among practitioners, patients, and multidisciplinary care teams, thereby enhancing the quality and efficiency of patient care. - read more
Strengthened Legal Safeguards for Whistleblowers in the Health Sector Strengthened Legal Safeguards for Whistleblowers in the Health Sector
05 Jan 2026: Paige Estritori

Recent amendments to the National Law have introduced robust legal protections for whistleblowers within the health sector, marking a significant advancement in promoting transparency and accountability. These changes criminalise any form of retaliation against individuals who report misconduct, including the use of non-disclosure agreements (NDAs) to suppress such disclosures. - read more
AUSactive and Private Healthcare Australia Join Forces to Enhance Preventive Health Coverage AUSactive and Private Healthcare Australia Join Forces to Enhance Preventive Health Coverage
05 Jan 2026: Paige Estritori

In a significant move towards integrating fitness services into health insurance coverage, AUSactive has partnered with Private Healthcare Australia (PHA) to drive reforms in the private health insurance sector. This collaboration seeks to expand access to evidence-based preventive health services, including Pilates, Yoga, Tai Chi, and structured exercise programs delivered by accredited professionals. - read more
FITREC and Marsh Collaborate to Provide Comprehensive Insurance Solutions for Fitness Professionals FITREC and Marsh Collaborate to Provide Comprehensive Insurance Solutions for Fitness Professionals
05 Jan 2026: Paige Estritori

FITREC has announced a strategic partnership with Marsh, a leading insurance broker, to offer enhanced insurance solutions tailored specifically for fitness professionals. This collaboration aims to provide comprehensive coverage options that address the unique risks associated with the fitness industry. - read more
Gallagher Launches Tailored Insurance Solutions for Fitness Industry Professionals Gallagher Launches Tailored Insurance Solutions for Fitness Industry Professionals
05 Jan 2026: Paige Estritori

Gallagher, one of the world's largest insurance brokerage firms, has introduced a new suite of insurance solutions designed specifically for the fitness industry in Australia. This offering aims to provide affordable coverage options tailored to the unique needs of gym owners, Pilates and yoga studios, and fitness instructors. - read more


Farm Insurance Articles

Customizing Your Farm Insurance: Tailoring Policies to Fit Unique Agricultural Needs Customizing Your Farm Insurance: Tailoring Policies to Fit Unique Agricultural Needs
Those who work the land know that every farm has its own heartbeat - its unique rhythm defined by the crops it yields, the livestock it nurtures, and the natural environment it exists within. Recognizing this individuality is crucial, especially when it comes to safeguarding your agricultural investment with the right insurance policy. - read more
Protecting Your Farming Future: Why Machinery Breakdown Coverage is Essential Protecting Your Farming Future: Why Machinery Breakdown Coverage is Essential
Farming is a vital part of New Zealand's economy and cultural heritage, representing a way of life for thousands across the country. With its unique landscapes and diverse climate, New Zealand farmers are renowned for producing a wide array of high-quality products that serve not only the nation's needs but also supply a multitude of international markets. - read more
Natural Disaster Preparedness: Insurance Tips for Farmers Facing Adversity Natural Disaster Preparedness: Insurance Tips for Farmers Facing Adversity
In the heart of New Zealand's pastoral verdure, the significance of preparedness for natural disasters is paramount for the farming industry. The distinct landscape, while providing an idyllic backdrop for agricultural pursuits, is not without its challenges. Farmers are often at the mercy of nature's unpredictability, making disaster preparedness not just prudent but essential for the continuity of their livelihood. - read more
Securing Your Farm's Future: Top Estate Planning Tips for New Zealand Farmers Securing Your Farm's Future: Top Estate Planning Tips for New Zealand Farmers
New Zealand's farming community forms the backbone of its thriving agricultural sector, yet many overlook the critical importance of proactive estate planning. With farmland often being held within families for generations, securing its future is not just a financial concern, but a deeply personal one as well. - read more
Tractors, Livestock, and Crops: Tailoring Your Farm Insurance to Fit Your Needs Tractors, Livestock, and Crops: Tailoring Your Farm Insurance to Fit Your Needs
Welcome to the world of farming, where the fruits of your labor are as tangible as the soil you till. But just as the land is subject to the whims of nature, so too is the business of agriculture. This is where farm insurance becomes essential. Farmers face a set of challenges and uncertainties unlike any other industry, primarily due to the unpredictable forces of weather. Protecting your agricultural investment with appropriate insurance is not just prudent—it's critical for the survival and prosperity of your farm. - read more
Understanding Farm Equipment Insurance: What Rural Australians Need to Know Understanding Farm Equipment Insurance: What Rural Australians Need to Know
Farm equipment insurance is crucial for rural Australians who rely on their machinery for agricultural productivity. This insurance provides a safety net, helping to mitigate the financial risks associated with equipment loss or damage. - read more
Protecting Your Farming Future: Why Machinery Breakdown Coverage is Essential Protecting Your Farming Future: Why Machinery Breakdown Coverage is Essential
Farming is a vital part of New Zealand's economy and cultural heritage, representing a way of life for thousands across the country. With its unique landscapes and diverse climate, New Zealand farmers are renowned for producing a wide array of high-quality products that serve not only the nation's needs but also supply a multitude of international markets. - read more
Customizing Your Farm Insurance: Tailoring Policies to Fit Unique Agricultural Needs Customizing Your Farm Insurance: Tailoring Policies to Fit Unique Agricultural Needs
Those who work the land know that every farm has its own heartbeat - its unique rhythm defined by the crops it yields, the livestock it nurtures, and the natural environment it exists within. Recognizing this individuality is crucial, especially when it comes to safeguarding your agricultural investment with the right insurance policy. - read more
Natural Disaster Preparedness: Insurance Tips for Farmers Facing Adversity Natural Disaster Preparedness: Insurance Tips for Farmers Facing Adversity
In the heart of New Zealand's pastoral verdure, the significance of preparedness for natural disasters is paramount for the farming industry. The distinct landscape, while providing an idyllic backdrop for agricultural pursuits, is not without its challenges. Farmers are often at the mercy of nature's unpredictability, making disaster preparedness not just prudent but essential for the continuity of their livelihood. - read more

Need a Quote?
Start your free farm insurance quote comparison here.

Start here

Farm Type:
Postcode:

Knowledgebase
Insurance Premium:
The periodic amount paid for the purchase of insurance.